* { box-sizing: border-box; }

:root {
  --navy: #082879;
  --navy-dark: #031b5c;
  --green: #138328;
  --text: #101010;
  --muted: #333;
  --line: #b7c3df;
  --navy-tint: #eaf0fb;
  --green-tint: #eaf7ec;
  --accent-blue: #2f6fed;
  --max: 1100px;
}

html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--text);
  font-family: "DM Sans", Arial, sans-serif;
  background: #fff;
}
img { max-width: 100%; display: block; }
a { color: inherit; }

.container {
  width: min(var(--max), calc(100% - 56px));
  margin: 0 auto;
}

.site-header {
  position: relative;
  z-index: 20;
  background: #fff;
}
.header-inner {
  min-height: 104px;
  display: flex;
  align-items: center;
  gap: 28px;
}
.brand {
  width: 405px;
  flex: 0 0 405px;
  display: flex;
  align-items: center;
  gap: 13px;
  text-decoration: none;
}

.brand-mark {
  width: 74px;
  height: auto;
  flex: 0 0 74px;
  object-fit: contain;
}

.brand-copy {
  display: flex;
  flex-direction: column;
  line-height: 1;
}
.brand-copy strong {
  color: var(--navy);
  font-size: 25px;
  line-height: 1.03;
  letter-spacing: -.7px;
}
.brand-copy strong sup {
  font-size: 7px;
  vertical-align: super;
  letter-spacing: 0;
}
.brand-copy small {
  color: var(--green);
  font-size: 13px;
  font-weight: 700;
  letter-spacing: .2px;
  margin-top: 8px;
}
.brand-copy small b {
  color: var(--green);
  padding: 0 2px;
}
.brand-phone {
  color: var(--navy);
  font-size: 22px;
  font-weight: 700;
  margin-top: 8px;
  letter-spacing: .2px;
}

.main-nav {
  margin-left: auto;
  display: flex;
  align-items: center;
  gap: 28px;
}
.main-nav a {
  text-decoration: none;
  color: var(--navy);
  font-size: 18px;
  line-height: 1.2;
  font-weight: 700;
  white-space: nowrap;
  padding: 20px 0;
  position: relative;
}
.main-nav a.active::after {
  content: "";
  position: absolute;
  left: 0; right: 0; bottom: 8px;
  height: 2px;
  background: var(--navy);
}

.menu-toggle {
  display: none;
  border: 0;
  background: transparent;
  padding: 10px;
  cursor: pointer;
}
.menu-toggle span {
  display: block;
  width: 25px;
  height: 2px;
  background: var(--navy);
  margin: 5px;
}

.hero {
  overflow: hidden;
  position: relative;
  min-height: 920px;
}
.hero-grid {
  display: grid;
  grid-template-columns: 40% 60%;
  min-height: 920px;
}
.hero-copy {
  position: relative;
  z-index: 3;
  padding: 75px 0 20px;
  background: linear-gradient(90deg, #fff 88%, rgba(255,255,255,.9) 100%);
}
.hero-copy .eyebrow-line {
  margin: 37px 0 42px;
}
.eyebrow {
  color: var(--green);
  font-size: 22px;
  line-height: 1.3;
  font-weight: 700;
  letter-spacing: 2px;
  margin: 0;
}
.eyebrow-line,
.short-rule {
  width: 64px;
  height: 2px;
  background: var(--green);
  margin: 27px 0 34px;
}
.long-rule {
  width: 80%;
  height: 2px;
  background: var(--green);
  margin: 27px 0 34px;
}
.hero h1 {
  margin: 0;
  color: var(--navy);
  font-family: "Libre Baskerville", Georgia, serif;
  font-size: clamp(38px, 3.9vw, 47px);
  line-height: 1.5;
  letter-spacing: -2px;
}
.hero h1 span {
  color: var(--green);
  font-size: clamp(43px, 4.1vw, 62px);
  margin-top: 20px;
  display: block;
}
.hero h1 sup {
  font-family: "DM Sans", Arial, sans-serif;
  font-size: 14px;
  vertical-align: super;
  letter-spacing: 0;
}
.hero-tagline {
  text-align: center;
  margin: 90px 40px 40px;
  font-size: 40px;
}
.intro {
  color: var(--navy);
  font-size: 19px;
  line-height: 1.55;
  margin: 40px 0 0;
}
.intro + .intro { margin-top: 9px; }
.intro em { color: var(--green); font-weight: 700; }
.short-rule { margin: 35px 0 34px; }
.long-rule { margin: 35px auto 34px; }
.description {
  max-width: 355px;
  font-size: 15px;
  line-height: 1.65;
  margin: 0 0 38px;
}
.video-button,
.contact-button {
  display: inline-flex;
  align-items: center;
  gap: 11px;
  text-decoration: none;
  background: var(--navy);
  color: #fff;
  font-weight: 700;
  font-size: 14px;
  padding: 17px 23px;
  border-radius: 5px;
  box-shadow: 0 6px 15px rgba(8,40,121,.14);
  transition: transform .2s ease, background .2s ease;
}
.video-button {
  font-size: 22px;
}
.video-button:hover,
.contact-button:hover {
  background: var(--navy-dark);
  transform: translateY(-2px);
}
.play {
  width: 24px;
  height: 24px;
  display: grid;
  place-items: center;
  border-radius: 50%;
  background: #fff;
  color: var(--navy);
  font-size: 11px;
  padding-left: 2px;
}

.hero-visual {
  position: relative;
  min-width: 0;
}
.hero-visual > img {
  width: 100%;
  height: 720px;
  object-fit: cover;
  object-position: center;
}
.hero-visual::after {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(90deg,
    #fff 0%,
    rgba(255,255,255,.85) 8%,
    rgba(255,255,255,.45) 18%,
    rgba(255,255,255,.12) 30%,
    transparent 42%
  );
  pointer-events: none;
}

.advisor-card {
  position: absolute;
  z-index: 5;
  left: 8%;
  right: 3%;
  top: 625px;
  display: grid;
  grid-template-columns: 95px 1fr;
  gap: 28px;
  align-items: center;
  padding: 30px 34px;
  background: rgba(255,255,255,.96);
  border-radius: 18px;
  box-shadow: 0 8px 30px rgba(0,0,0,.15);
}
.card-icon img {
  width: 90px;
  height: 90px;
  object-fit: cover;
  border-radius: 50%;
}
.advisor-card h2 {
  color: var(--green);
  font-size: 20px;
  margin: 0 0 13px;
}
.advisor-card p {
  margin: 0;
  font-size: 15px;
  line-height: 1.6;
}

.trusted {
  padding: 27px 0 38px;
  background: #fff;
}
.trusted-heading {
  display: grid;
  grid-template-columns: 1fr auto 1fr;
  gap: 26px;
  align-items: center;
}
.trusted-heading span {
  height: 1px;
  background: var(--line);
}
.trusted-heading h2 {
  margin: 0;
  color: var(--navy);
  font-size: 16px;
  text-align: center;
  white-space: nowrap;
}
.trusted-logos {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: center;
  gap: 32px 38px;
  max-width: 1060px;
  margin: 28px auto 40px;
  padding: 0;
  list-style: none;
}
.trusted-logos li {
  display: flex;
  align-items: center;
}
.trusted-logos img {
  height: 40px;
  width: auto;
  display: block;
}

.content-section {
  padding: 100px 0;
}
section.light { background: #f5f7fb; }
.content-section h2,
.contact-section h2 {
  max-width: 720px;
  margin: 14px 0 18px;
  color: var(--navy);
  font-family: "Libre Baskerville", Georgia, serif;
  font-size: clamp(34px, 5vw, 52px);
  line-height: 1.15;
}
.content-section p:not(.eyebrow) {
  max-width: 700px;
  font-size: 18px;
  line-height: 1.7;
}
.contact-section {
  background: var(--navy);
  color: #fff;
  padding: 75px 0;
}
.contact-section .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 40px;
}
.contact-section .eyebrow { color: #8ee28c; }
.contact-section h2 { color: #fff; }
.contact-button { background: #fff; color: var(--navy); white-space: nowrap; }

footer {
  padding: 25px 0;
  background: var(--navy-dark);
  color: #fff;
  font-size: 13px;
  text-align: center;
}

.video-modal {
  position: fixed;
  inset: 0;
  z-index: 100;
  display: none;
  place-items: center;
  background: rgba(0,0,0,.75);
  padding: 25px;
}
.video-modal.open { display: grid; }
.modal-panel {
  width: min(900px, 100%);
  background: #fff;
  border-radius: 12px;
  padding: 15px;
  position: relative;
}
.modal-close {
  position: absolute;
  right: -14px;
  top: -14px;
  z-index: 2;
  width: 36px;
  height: 36px;
  display: grid;
  place-items: center;
  border: 0;
  border-radius: 50%;
  background: #111;
  font-size: 22px;
  line-height: 1;
  cursor: pointer;
  color: #fff;
  box-shadow: 0 2px 8px rgba(0,0,0,.35);
}
.modal-close:hover { background: var(--navy, #1a2a4a); }
.video-placeholder {
  aspect-ratio: 16 / 9;
  display: grid;
  place-items: center;
  align-content: center;
  background: #eef1f7;
  color: var(--navy);
  text-align: center;
}
.big-play { font-size: 50px; }
.video-placeholder p { margin: 8px 0 2px; font-weight: 700; }
.video-placeholder small { color: #555; }

/* Total Client Experience section */
.tce-section {
  padding: 100px 0 110px;
  background: #fff;
}
.tce-header {
  max-width: 820px;
  margin: 0 auto 56px;
  text-align: center;
}
.eyebrow.center { text-align: center; }
.eyebrow-line.center { margin-left: auto; margin-right: auto; }
.tce-title {
  margin: 0 0 10px;
  color: var(--navy);
  font-family: "Libre Baskerville", Georgia, serif;
  font-size: clamp(34px, 5vw, 66px);
  line-height: 1.15;
}
.tce-title sup { font-size: .35em; vertical-align: super; }
.tce-subtitle {
  margin: 0 0 26px;
  color: var(--green);
  font-size: 15px;
  font-weight: 700;
  letter-spacing: 1.6px;
  text-transform: uppercase;
}
.tce-intro {
  margin: 0 auto;
  max-width: 760px;
  color: var(--muted);
  font-size: 17px;
  line-height: 1.7;
}

.tce-callout {
  display: flex;
  align-items: center;
  gap: 30px;
  margin: 0 auto 64px;
  padding: 34px 40px;
  background: var(--navy-tint);
  border: 1px solid var(--line);
  border-radius: 14px;
  max-width: 850px;
}
.tce-callout-icon {
  flex: 0 0 110px;
  width: 110px;
  height: 110px;
  display: grid;
  place-items: center;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 50%;
}
.tce-callout-icon img { width: auto; height: 80px; }
.tce-callout-copy h3 {
  margin: 0 0 10px;
  color: var(--navy);
  font-size: 19px;
  line-height: 1.4;
  letter-spacing: .2px;
  text-transform: uppercase;
}
.tce-callout-copy h3 span { color: var(--green); }
.tce-callout-copy p {
  margin: 0;
  max-width: 640px;
  color: var(--muted);
  font-size: 15px;
  line-height: 1.65;
}

.tce-steps {
  display: flex;
  align-items: flex-start;
  justify-content: center;
  margin: 0 0 54px;
  padding: 0;
  list-style: none;
}
.tce-step {
  flex: 1 1 0;
  max-width: 235px;
  padding: 0 12px;
  text-align: center;
}
.tce-step img {
  margin: 0 auto 10px;
}
.tce-step-circle {
  display: block;
  width: 118px;
  height: auto;
  margin: 0 auto 22px;
}
.tce-step h3 {
  margin: 0 0 4px;
  font-size: 16px;
  letter-spacing: .3px;
  text-transform: uppercase;
}
.tce-step.is-navy h3 { color: var(--navy); }
.tce-step.is-green h3 { color: var(--green); }
.tce-step h3::after {
  content: "";
  display: block;
  width: 30px;
  height: 2px;
  margin: 9px auto 0;
}
.tce-step.is-navy h3::after { background: var(--navy); }
.tce-step.is-green h3::after { background: var(--green); }
.tce-step p {
  margin: 0;
  color: var(--muted);
  font-size: 14px;
  line-height: 1.6;
}
.tce-arrow {
  flex: 0 0 auto;
  margin-top: 70px;
  color: var(--accent-blue);
  font-size: 24px;
  line-height: 1;
}

.tce-lead {
  max-width: 820px;
  margin: 0 auto 56px;
  color: var(--navy);
  font-size: 19px;
  font-weight: 600;
  line-height: 1.6;
  text-align: center;
}

.tce-divider {
  display: flex;
  align-items: center;
  gap: 24px;
  margin: 0 0 54px;
}
.tce-divider span { flex: 1; height: 1px; background: var(--line); }
.tce-divider h3 {
  margin: 0;
  color: var(--navy);
  font-family: "Libre Baskerville", Georgia, serif;
  font-size: clamp(20px, 2.4vw, 28px);
  line-height: 1.3;
  text-align: center;
}

.tce-cards {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 28px;
  margin: 0 0 60px;
}
.tce-card {
  padding: 34px 36px;
  background: var(--navy-tint);
  border: 1px solid var(--line);
  border-radius: 14px;
}
.tce-card-head {
  display: flex;
  align-items: flex-start;
  gap: 20px;
  margin: 0 0 22px;
  padding-bottom: 22px;
  border-bottom: 1px solid var(--line);
}
.tce-card-icon {
  flex: 0 0 62px;
  width: 62px;
  height: 62px;
  display: grid;
  place-items: center;
  border-radius: 50%;
}
.tce-card-icon.is-green { background: var(--green); }
.tce-card-icon.is-navy { background: var(--navy); }
.tce-card-icon svg { width: 40px; height: 40px; color: #fff; }
.tce-card-head h4 {
  margin: 0 0 8px;
  color: var(--navy);
  font-family: "Libre Baskerville", Georgia, serif;
  font-size: 22px;
}
.tce-card-head h4.is-green {
  color: var(--green);
}
.tce-card-head p {
  margin: 0;
  color: var(--muted);
  font-size: 14px;
  line-height: 1.6;
}
.tce-checklist {
  display: flex;
  flex-direction: column;
  gap: 18px;
  margin: 0;
  padding: 0;
  list-style: none;
}
.tce-checklist li {
  display: flex;
  align-items: flex-start;
  gap: 12px;
}
.tce-checklist .check {
  flex: 0 0 22px;
  width: 22px;
  height: 22px;
  margin-top: 2px;
  display: grid;
  place-items: center;
  border-radius: 50%;
  color: #fff;
  font-size: 12px;
  font-weight: 700;
}
.tce-checklist.is-green .check { background: var(--green); }
.tce-checklist.is-navy .check { background: var(--navy); }
.tce-checklist strong {
  display: block;
  margin-bottom: 2px;
  color: var(--navy);
  font-size: 15px;
}
.tce-checklist strong.is-green {
  color: var(--green);
}
.tce-checklist p {
  margin: 0;
  color: var(--muted);
  font-size: 14px;
  line-height: 1.55;
}
.tce-checklist.is-navy li > div { font-size: 15px; line-height: 1.6; color: var(--muted); }
.tce-checklist.is-navy li > div strong { display: inline; }

.tce-closing {
  margin: 0;
  color: var(--navy);
  font-family: "Libre Baskerville", Georgia, serif;
  font-size: clamp(20px, 2.6vw, 28px);
  text-align: center;
}
.tce-closing em { color: var(--green); font-style: italic; }

.tce-section svg { fill: currentColor; }
.tce-section svg [fill="none"] { fill: none; stroke: #fff; }

/* Tools / Delivering section */
.tools-section {
  padding: 100px 0;
  background: #fff;
}
section.light { background: #f5f7fb; }
.tools-header {
  max-width: 780px;
  margin: 0 auto 70px;
  text-align: center;
}
.tools-title {
  margin: 0 0 22px;
  color: var(--navy);
  font-family: "Libre Baskerville", Georgia, serif;
  font-size: clamp(32px, 4.6vw, 66px);
  line-height: 1.18;
}
.tools-intro {
  margin: 0 auto;
  max-width: 720px;
  color: var(--muted);
  font-size: 17px;
  line-height: 1.7;
}

.tools-rows {
  display: flex;
  flex-direction: column;
  gap: 0;
}
.tools-row {
  display: grid;
  grid-template-columns: 42% 1fr;
  gap: 60px;
  align-items: center;
  padding: 48px 0;
}
.tools-row-first {
  grid-template-columns: 30% 1fr;
}
.tools-row + .tools-row { border-top: 1px solid var(--line); }
.tools-row.reverse { grid-template-columns: 1fr 42%; }
.tools-row.reverse .tools-media { order: 2; }
.tools-row.reverse .tools-copy { order: 1; }

.tools-media img {
  width: 100%;
  border-radius: 12px;
}

.tools-copy h3 {
  margin: 0;
  color: var(--navy);
  font-family: "Libre Baskerville", Georgia, serif;
  font-size: clamp(22px, 2.6vw, 32px);
  line-height: 1.25;
}
.tools-rule {
  width: 46px;
  height: 2px;
  margin: 16px 0 20px;
  background: var(--green);
}
.tools-copy p {
  margin: 0 0 14px;
  color: var(--muted);
  font-size: 20px;
  line-height: 1.7;
}
.tools-copy p:last-child { margin-bottom: 0; }
.tools-booktitle em {
  display: block;
  color: var(--navy);
  font-style: italic;
  font-weight: 600;
}

.testimonials-section {
  padding: 100px 0;
  background: #fff;
}
.testimonials-header {
  max-width: 720px;
  margin: 0 auto 56px;
  text-align: center;
}
.testimonials-title {
  margin: 0 0 18px;
  color: var(--navy);
  font-family: "Libre Baskerville", Georgia, serif;
  font-size: clamp(32px, 4.6vw, 66px);
  line-height: 1.2;
}
.testimonials-rule {
  width: 64px;
  height: 2px;
  margin: 0 auto 26px;
  background: var(--green);
}
.testimonials-intro {
  margin: 0 auto;
  color: var(--muted);
  font-size: 17px;
  line-height: 1.7;
}

.testimonial-cards {
  display: flex;
  flex-direction: column;
  gap: 22px;
}
.testimonial-card {
  display: flex;
  align-items: center;
  gap: 34px;
  padding: 36px 42px;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 16px;
  box-shadow: 0 12px 30px rgba(8,40,121,.06);
}
.testimonial-photo {
  flex: 0 0 130px;
  width: 130px;
  height: 130px;
  border-radius: 50%;
  overflow: hidden;
}
.testimonial-photo img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  border-radius: 50%;
}
.testimonial-body {
  display: flex;
  gap: 16px;
  flex: 1 1 auto;
  min-width: 0;
  padding-left: 32px;
  border-left: 1px solid var(--line);
}
.testimonial-mark {
  flex: 0 0 auto;
  font-family: Georgia, serif;
  font-size: 46px;
  line-height: .9;
  color: var(--green);
}
.testimonial-content { min-width: 0; }
.testimonial-quote {
  margin: 0 0 22px;
  font-family: Georgia, serif;
  font-size: 17px;
  line-height: 1.65;
  color: var(--text);
}
.testimonial-meta strong {
  display: block;
  color: var(--navy);
  font-size: 15px;
  letter-spacing: .3px;
  margin-bottom: 4px;
}
.testimonial-meta span:not(.testimonial-wordmark) {
  display: block;
  color: var(--muted);
  font-size: 13px;
  letter-spacing: .2px;
  margin-bottom: 12px;
}
.testimonial-wordmark {
  display: block;
  font-weight: 800;
  font-size: 18px;
  letter-spacing: .2px;
}
.testimonial-wordmark.is-wells { color: #c8102e; }
.testimonial-logo {
  width: auto;
  display: block;
  max-width: 150px;
}
.testimonial-extra {
  flex: 0 0 auto;
  align-self: stretch;
  display: flex;
  align-items: center;
  padding-left: 32px;
  border-left: 1px solid var(--line);
}
.testimonial-extra-logo {
  width: 88px;
  height: 88px;
  object-fit: contain;
}
.testimonial-stat {
  max-width: 190px;
}
.testimonial-stat .stat-number {
  display: block;
  color: var(--navy);
  font-family: "Libre Baskerville", Georgia, serif;
  font-size: 42px;
  line-height: 1;
  margin-bottom: 12px;
}
.testimonial-stat p {
  margin: 0 0 14px;
  color: var(--navy);
  font-size: 12.5px;
  font-weight: 700;
  line-height: 1.5;
  letter-spacing: .2px;
}
.testimonial-stat-rule {
  display: block;
  width: 36px;
  height: 2px;
  margin: 0 0 12px;
  background: var(--green);
}
.testimonial-stat small {
  display: block;
  color: var(--muted);
  font-size: 12.5px;
  line-height: 1.5;
}

.trust-banner {
  position: relative;
  overflow: hidden;
  padding: 58px 0 66px;
  background: linear-gradient(120deg, var(--navy-dark), var(--navy) 55%, #123d9c 100%);
  color: #fff;
  text-align: center;
}
.trust-banner-head {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 18px;
  flex-wrap: wrap;
}
.trust-banner-icon svg {
  width: 60px;
  height: 60px;
  color: #fff;
}
.trust-banner-head h3 {
  margin: 0;
  font-size: 21px;
  line-height: 1.55;
  letter-spacing: .3px;
  text-align: left;
}
.trust-banner-head h3 span { color: #cbe85a; }
.trust-banner-rule {
  width: 60px;
  height: 2px;
  margin: 24px auto;
  background: rgba(255,255,255,.35);
}
.trust-banner-tagline {
  margin: 0;
  font-family: "Libre Baskerville", Georgia, serif;
  font-style: italic;
  font-size: 18px;
}

.speak-section {
  padding: 100px 0 90px;
  background: #fff;
}
.speak-intro {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
  margin-bottom: 76px;
}
.speak-title {
  margin: 0 0 20px;
  color: var(--navy);
  font-family: "Libre Baskerville", Georgia, serif;
  font-size: clamp(38px, 4.6vw, 64px);
  line-height: 1.15;
  letter-spacing: -1px;
}
.speak-title span { color: var(--green); }
.speak-rule {
  width: 64px;
  height: 3px;
  margin: 0 0 26px;
  background: var(--green);
}
.speak-lead {
  max-width: 520px;
  margin: 0 0 30px;
  color: var(--muted);
  font-size: 17px;
  line-height: 1.7;
}
.speak-emph {
  max-width: 480px;
  margin: 0 0 16px;
  font-size: 19px;
  font-weight: 700;
  line-height: 1.45;
}
.speak-emph.is-navy { color: var(--navy); }
.speak-emph.is-green { color: var(--green); margin-bottom: 0; }
.speak-photo img {
  width: 100%;
  border-radius: 16px;
}

.speak-divider {
  display: grid;
  grid-template-columns: 1fr auto 1fr;
  gap: 26px;
  align-items: center;
  margin-bottom: 50px;
}
.speak-divider span {
  height: 1px;
  background: var(--green);
}
.speak-divider h3 {
  margin: 0;
  color: var(--navy);
  font-size: 18px;
  letter-spacing: .5px;
  text-transform: uppercase;
  white-space: nowrap;
}

.speak-topics {
  display: flex;
  margin: 0 0 70px;
  padding: 0;
  list-style: none;
  text-align: center;
}
.speak-topics li {
  flex: 1 1 0;
  padding: 0 22px;
}
.speak-topics li + li { border-left: 1px solid var(--line); }
.speak-topic-icon {
  display: block;
  width: 78px;
  height: 78px;
  margin: 0 auto 18px;
}
.speak-topics h4 {
  margin: 0 0 14px;
  font-size: 16px;
  line-height: 1.35;
  letter-spacing: .2px;
}
.speak-topics li.is-navy h4 { color: var(--navy); }
.speak-topics li.is-green h4 { color: var(--green); }
.speak-topics p {
  margin: 0;
  color: var(--muted);
  font-size: 14px;
  line-height: 1.6;
}

.speak-quote {
  position: relative;
  margin: 0;
  padding: 42px 64px;
  background: #f5f7fb;
  border-radius: 14px;
}
.speak-quote-mark {
  position: absolute;
  font-family: Georgia, serif;
  font-size: 52px;
  line-height: 1;
  color: var(--green);
}
.speak-quote-mark.open { top: 26px; left: 22px; }
.speak-quote-mark.close { bottom: 4px; right: 22px; }
.speak-quote p {
  margin: 0 0 18px;
  font-family: Georgia, serif;
  font-size: 18px;
  line-height: 1.6;
  color: var(--text);
}
.speak-quote cite {
  display: block;
  font-style: normal;
  font-size: 14px;
  color: var(--muted);
}
.speak-quote cite strong { color: var(--navy); }

.speak-cta {
  padding: 56px 0;
  background: linear-gradient(120deg, var(--navy-dark), var(--navy) 55%, #123d9c 100%);
  color: #fff;
}
.speak-cta-grid {
  display: grid;
  grid-template-columns: 1fr 300px;
  gap: 0;
  align-items: center;
}
.speak-cta-col {
  display: flex;
  align-items: center;
  gap: 24px;
}
.speak-cta-grid > .speak-cta-col:nth-child(2) {
  padding-left: 46px;
  border-left: 1px solid rgba(255,255,255,.25);
  display: block;
}
.speak-cta-icon {
  flex: 0 0 78px;
  width: 78px;
  height: 78px;
  display: grid;
  place-items: center;
  background: #fff;
  border-radius: 50%;
  color: var(--green);
}
.speak-cta-icon svg { width: 42px; height: 42px; }
.speak-cta-col h3 {
  margin: 0 0 12px;
  font-family: "Libre Baskerville", Georgia, serif;
  font-size: 23px;
  line-height: 1.35;
  color: #fff;
}
.speak-cta-rule {
  width: 46px;
  height: 2px;
  margin: 0 0 14px;
  background: var(--green);
}
.speak-cta-col p {
  margin: 0;
  font-size: 20px;
  line-height: 1.6;
  margin-top: -10px;
}
.speak-cta-label {
  margin: 0 0 16px;
  color: #cbe85a;
  font-size: 14px;
  letter-spacing: 1px;
  text-transform: uppercase;
}
.speak-cta-list {
  display: flex;
  flex-direction: column;
  gap: 14px;
  margin: 0;
  padding: 0;
  list-style: none;
}
.speak-cta-list li {
  display: flex;
  align-items: center;
  gap: 14px;
}
.speak-cta-list svg {
  width: 22px;
  height: 22px;
  color: #fff;
}
.speak-cta-list a {
  color: #fff;
  text-decoration: none;
  font-size: 16px;
  font-weight: 600;
}
.speak-cta-list a:hover { text-decoration: underline; }

@media (max-width: 1050px) {
  .brand { width: 330px; flex-basis: 330px; }
  .brand-mark { width: 62px; flex-basis: 62px; }
  .brand-copy strong { font-size: 21px; }
  .brand-copy small { font-size: 11px; }
  .brand-phone { font-size: 18px; }
  .main-nav { gap: 17px; }
  .main-nav a { font-size: 10px; }
  .hero-grid { grid-template-columns: 43% 57%; }
  .hero-copy { padding-top: 65px; }
  .hero h1 { font-size: 47px; }
  .advisor-card { left: -12%; right: 3%; }

  .tce-step-circle { width: 98px; }
  .tce-arrow { margin-top: 56px; font-size: 20px; }

  .speak-intro { grid-template-columns: 1fr 320px; gap: 40px; }
  .speak-cta-grid { grid-template-columns: 1fr 280px; }
}

@media (max-width: 820px) {
  .container { width: min(100% - 36px, 680px); }
  .header-inner { min-height: 82px; }
  .brand { width: 280px; flex-basis: 280px; }
  .brand-mark { width: 54px; flex-basis: 54px; }
  .brand-copy strong { font-size: 18px; }
  .brand-copy small { font-size: 9px; margin-top: 6px; }
  .brand-phone { font-size: 16px; margin-top: 6px; }
  .menu-toggle { display: block; margin-left: auto; }
  .main-nav {
    position: absolute;
    top: 82px;
    left: 0;
    right: 0;
    display: none;
    flex-direction: column;
    align-items: stretch;
    gap: 0;
    background: #fff;
    border-top: 1px solid #eee;
    box-shadow: 0 10px 20px rgba(0,0,0,.08);
  }
  .main-nav.open { display: flex; }
  .main-nav a { padding: 17px 24px; font-size: 12px; }
  .main-nav a.active::after { display: none; }

  .hero-grid {
    display: flex;
    flex-direction: column;
    min-height: auto;
  }
  .hero-copy {
    padding: 55px 0 45px;
    background: #fff;
  }
  .hero h1 { font-size: clamp(40px, 10vw, 58px); }
  .hero-visual > img {
    height: 520px;
    object-position: center;
  }
  .advisor-card {
    position: relative;
    left: auto; right: auto; top: auto;
    margin: -90px 18px 35px;
    grid-template-columns: 75px 1fr;
    padding: 24px;
    gap: 18px;
  }
  .card-icon img { width: 70px; height: 70px; }
  .trusted-heading { grid-template-columns: 1fr; gap: 13px; }
  .trusted-heading span { display: none; }
  .trusted-heading h2 { white-space: normal; line-height: 1.4; }
  .trusted-logos { gap: 24px 32px; }
  .trusted-logos img { height: 26px; }
  .contact-section .container { flex-direction: column; align-items: flex-start; }

  .tce-section { padding: 70px 0 80px; }
  .tce-callout { flex-direction: column; text-align: center; padding: 30px 26px; }
  .tce-callout-copy p { max-width: none; }
  .tce-steps { flex-direction: column; align-items: center; gap: 30px; }
  .tce-step { max-width: 320px; }
  .tce-arrow { display: none; }
  .tce-cards { grid-template-columns: 1fr; }
  .tce-card { padding: 28px 26px; }
  .tce-divider { flex-direction: column; gap: 14px; }
  .tce-divider span { width: 60px; flex: none; }

  .tools-section { padding: 70px 0; }
  .tools-header { margin-bottom: 46px; }
  .tools-row,
  .tools-row.reverse {
    grid-template-columns: 1fr;
    gap: 24px;
    padding: 32px 0;
  }
  .tools-row.reverse .tools-media,
  .tools-row.reverse .tools-copy { order: initial; }

  .testimonials-section { padding: 70px 0; }
  .testimonials-header { margin-bottom: 40px; }
  .testimonial-card {
    flex-direction: column;
    align-items: flex-start;
    padding: 30px 26px;
    gap: 22px;
  }
  .testimonial-photo { margin: 0 auto; }
  .testimonial-body {
    padding-left: 0;
    border-left: 0;
    flex-direction: column;
  }
  .testimonial-mark { font-size: 36px; }
  .testimonial-extra {
    align-self: stretch;
    padding-left: 0;
    border-left: 0;
    padding-top: 22px;
    border-top: 1px solid var(--line);
  }
  .trust-banner-head { flex-direction: column; text-align: center; }
  .trust-banner-head h3 { text-align: center; font-size: 19px; }

  .speak-section { padding: 70px 0; }
  .speak-intro { grid-template-columns: 1fr; gap: 34px; }
  .speak-photo { order: -1; max-width: 340px; margin: 0 auto; }
  .speak-copy { text-align: center; }
  .speak-rule { margin-left: auto; margin-right: auto; }
  .speak-lead, .speak-emph { max-width: none; }
  .speak-topics { flex-wrap: wrap; row-gap: 34px; }
  .speak-topics li { flex: 0 0 50%; border-left: 0 !important; }
  .speak-quote { padding: 34px 30px; }
  .speak-quote-mark { font-size: 40px; }
  .speak-quote-mark.open { top: 14px; left: 12px; }
  .speak-cta-grid { grid-template-columns: 1fr; text-align: center; }
  .speak-cta-col { flex-direction: column; }
  .speak-cta-grid > .speak-cta-col:nth-child(2) {
    padding-left: 0;
    border-left: 0;
    padding-top: 30px;
    border-top: 1px solid rgba(255,255,255,.25);
    text-align: center;
  }
  .speak-cta-rule { margin-left: auto; margin-right: auto; }
  .speak-cta-list { align-items: center; }
}

@media (max-width: 520px) {
  .container { width: min(100% - 28px, 460px); }
  .brand { width: 245px; flex-basis: 245px; gap: 8px; }
  .brand-mark { width: 45px; flex-basis: 45px; }
  .brand-copy strong { font-size: 15px; letter-spacing: -.3px; }
  .brand-copy small { font-size: 7px; margin-top: 5px; }
  .brand-phone { font-size: 13px; margin-top: 5px; }
  .hero-copy { padding-top: 40px; }
  .eyebrow { font-size: 14px; }
  .hero h1 { letter-spacing: -1.5px; }
  .intro { font-size: 17px; }
  .description { font-size: 14px; }
  .hero-visual > img { height: 420px; }
  .advisor-card {
    margin: -70px 0 28px;
    border-radius: 14px;
    grid-template-columns: 1fr;
  }
  .advisor-card h2 { font-size: 18px; }
  .advisor-card p { font-size: 14px; }
  .trusted { padding-top: 20px; }
  .content-section { padding: 70px 0; }

  .tce-title { letter-spacing: -.5px; }
  .tce-callout-icon { width: 62px; height: 62px; flex-basis: 62px; }
  .tce-callout-icon img { height: 34px; }
  .tce-card-head { flex-direction: column; }
  .tce-lead { font-size: 17px; }

  .testimonial-quote { font-size: 16px; }
  .testimonial-photo { width: 100px; height: 100px; flex-basis: 100px; }
  .trust-banner-tagline { font-size: 15px; }

  .speak-topics li { flex: 0 0 100%; }
  .speak-topics li + li { border-top: 1px solid var(--line); padding-top: 28px; }
  .speak-quote p { font-size: 16px; }
}

/* Contact page */
.contact-hero {
  padding: 60px 0 0;
}
.contact-topbox {
  max-width: 900px;
  margin: 0 auto;
  padding: 50px 46px;
  background: var(--navy);
  color: #fff;
  text-align: center;
  border-radius: 16px;
  box-shadow: 0 16px 34px rgba(8,40,121,.2);
}
.contact-topbox h1 {
  max-width: 720px;
  margin: 0 auto 22px;
  color: #fff;
  font-family: "Libre Baskerville", Georgia, serif;
  font-size: clamp(24px, 3.2vw, 32px);
  line-height: 1.35;
}
.contact-topbox-lead {
  margin: 0;
  font-size: 15px;
  letter-spacing: .04em;
  text-transform: uppercase;
  color: #8ee28c;
  font-weight: 600;
}
.contact-topbox-phone {
  margin: 6px 0 4px;
  font-family: "Libre Baskerville", Georgia, serif;
  font-size: clamp(30px, 4vw, 42px);
}
.contact-topbox-phone a {
  color: #fff;
  text-decoration: none;
}
.contact-topbox-note {
  margin: 0 0 22px;
  font-size: 14px;
  opacity: .8;
}
.contact-topbox-address {
  display: inline-block;
  padding-top: 18px;
  border-top: 1px solid rgba(255,255,255,.25);
  font-size: 13px;
  opacity: .75;
}

.contact-main {
  padding: 80px 0 110px;
}
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 320px;
  gap: 60px;
  align-items: start;
}
.contact-form-title {
  max-width: 480px;
  margin: 14px 0 30px;
  color: var(--navy);
  font-family: "Libre Baskerville", Georgia, serif;
  font-size: clamp(26px, 3.4vw, 36px);
  line-height: 1.2;
}

.contact-form {
  display: flex;
  flex-direction: column;
  gap: 20px;
}
.hp-field {
  position: absolute;
  left: -9999px;
  width: 1px;
  height: 1px;
  opacity: 0;
}
.form-row-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
}
.form-row label {
  display: block;
  margin: 0 0 8px;
  color: var(--navy);
  font-size: 13px;
  font-weight: 700;
  letter-spacing: .03em;
  text-transform: uppercase;
}
.form-row .req { color: var(--green); }
.form-row input,
.form-row textarea {
  width: 100%;
  padding: 14px 16px;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: #fff;
  color: var(--text);
  font-family: inherit;
  font-size: 15px;
}
.form-row textarea {
  resize: vertical;
  min-height: 140px;
}
.form-row input:focus,
.form-row textarea:focus {
  outline: none;
  border-color: var(--accent-blue);
  box-shadow: 0 0 0 3px rgba(47,111,237,.15);
}
.contact-form .contact-button {
  align-self: flex-start;
  border: none;
  cursor: pointer;
  font-family: inherit;
  background: var(--navy);
  color: #fff;
}
.contact-form .contact-button:hover {
  background: var(--accent-blue);
}

.form-alert {
  margin: 0 0 24px;
  padding: 16px 20px;
  border-radius: 8px;
  font-size: 15px;
  line-height: 1.6;
}
.form-alert p { margin: 4px 0; }
.form-alert.success {
  background: var(--green-tint);
  border: 1px solid var(--green);
  color: var(--green);
  font-weight: 600;
}
.form-alert.error {
  background: #fdecea;
  border: 1px solid #f2b8b5;
  color: #b3261e;
}

.contact-photo-col {
  text-align: center;
}
.contact-photo-col img {
  width: 100%;
  height: auto;
  border-radius: 14px;
  box-shadow: 0 12px 30px rgba(0,0,0,.12);
  margin-top: 75px;
}
.contact-photo-caption {
  margin-top: 16px;
  color: var(--navy);
  font-weight: 700;
  font-size: 15px;
}

@media (max-width: 820px) {
  .contact-topbox { padding: 40px 28px; }
  .contact-grid { grid-template-columns: 1fr; }
  .contact-photo-col { max-width: 320px; margin: 0 auto; order: -1; }
}

@media (max-width: 520px) {
  .contact-hero { padding-top: 40px; }
  .contact-topbox { padding: 34px 22px; border-radius: 12px; }
  .contact-main { padding: 56px 0 70px; }
  .form-row-grid { grid-template-columns: 1fr; }
}

/* Meet David page */
.about-section {
  padding: 80px 0 0;
  background: #fff;
}
.about-grid {
  display: grid;
  grid-template-columns: 420px 1fr;
  gap: 64px;
  align-items: start;
}
.about-photo img {
  width: 100%;
  height: auto;
}
.about-pullquote {
  position: relative;
  margin: 34px 0 0;
  padding-left: 40px;
}
.about-pullquote-mark {
  position: absolute;
  top: -14px;
  left: 0;
  font-family: Georgia, serif;
  font-size: 60px;
  line-height: 1;
  color: var(--green);
}
.about-pullquote p {
  margin: 0;
  color: var(--navy);
  font-family: "Libre Baskerville", Georgia, serif;
  font-style: italic;
  font-size: 20px;
  line-height: 1.5;
}
.about-pullquote-rule {
  width: 46px;
  height: 2px;
  margin-top: 18px;
  background: var(--green);
}
.about-title {
  margin: 6px 0 6px;
  color: var(--navy);
  font-family: "Libre Baskerville", Georgia, serif;
  font-size: clamp(40px, 4.6vw, 60px);
  line-height: 1.08;
  letter-spacing: -1px;
}
.about-title span {
  display: block;
  color: var(--green);
}
.about-tagline {
  margin: 0 0 26px;
  color: var(--green);
  font-weight: 700;
  font-size: 17px;
  line-height: 1.55;
  letter-spacing: .3px;
  text-transform: uppercase;
}
.about-copy p {
  margin: 0 0 18px;
  color: var(--muted);
  font-size: 17px;
  line-height: 1.75;
}
.about-copy em { color: var(--text); font-style: italic; }

.about-features {
  list-style: none;
  margin: 34px 0 0;
  padding: 0;
  display: flex;
  flex-direction: column;
  gap: 26px;
}
.about-feature {
  display: flex;
  align-items: flex-start;
  gap: 20px;
}
.about-feature-icon {
  flex: 0 0 60px;
  width: 60px;
  height: 60px;
}
.about-feature-icon img {
  width: 100%;
  height: 100%;
  display: block;
}
.about-feature h3 {
  margin: 0 0 6px;
  font-size: 20px;
  letter-spacing: .2px;
  text-transform: uppercase;
}
.about-feature.is-green h3 { color: var(--green); }
.about-feature.is-navy h3 { color: var(--accent-blue); }
.about-feature p {
  margin: 0;
  color: var(--muted);
  font-size: 15px;
  line-height: 1.6;
}

.about-testimonial {
  position: relative;
  margin-top: 70px;
  padding: 42px 56px;
  background: var(--navy-tint);
  border: 1px solid var(--line);
  border-radius: 14px;
}
.about-testimonial-mark {
  position: absolute;
  top: 20px;
  left: 24px;
  font-family: Georgia, serif;
  font-size: 60px;
  line-height: 1;
  color: var(--green);
}
.about-testimonial p {
  margin: 0 0 18px;
  font-family: Georgia, serif;
  font-size: 19px;
  line-height: 1.6;
  color: var(--text);
}
.about-testimonial strong { color: var(--navy); }
.about-testimonial strong em { text-transform: uppercase; }
.about-testimonial cite {
  display: block;
  font-style: normal;
  font-size: 15px;
  color: var(--muted);
}
.about-testimonial cite strong { color: var(--navy); }

.about-credentials {
  margin-top: 64px;
  text-align: center;
}
.about-credentials h2 {
  margin: 0 0 10px;
  font-family: "Libre Baskerville", Georgia, serif;
  font-size: clamp(26px, 3vw, 34px);
}
.about-credentials p {
  margin: 0;
  color: var(--muted);
  font-style: italic;
  font-size: 16px;
}

.about-wave {
  height: 140px;
  background-image: url('images/bottom-wave.png');
  background-repeat: no-repeat;
  background-position: bottom center;
  background-size: 100% 100%;
}

@media (max-width: 1050px) {
  .about-grid { grid-template-columns: 360px 1fr; gap: 44px; }
}

@media (max-width: 820px) {
  .about-section { padding: 56px 0 70px; }
  .about-grid { grid-template-columns: 1fr; }
  .about-photo { max-width: 380px; margin: 0 auto; }
  .about-testimonial { padding: 32px 28px; }
  .about-wave { height: 90px; margin-top: 40px; }
}

@media (max-width: 520px) {
  .about-testimonial p { font-size: 17px; }
  .about-feature { gap: 16px; }
  .about-wave { height: 60px; margin-top: 30px; }
}